Wealth · 7 solutions
Wealth Solutions
PMS, AIF, bonds, FDs and NPS, explained plainly before you invest
Once your mutual fund investments and insurance are in place, larger sums often need more than one product. A retirement corpus, the proceeds of a land sale or a business surplus each ask for a different mix of growth, income, safety and liquidity.
We distribute portfolio management services, specialised investment funds and alternative investment funds where we are empanelled, along with bonds, fixed deposits and NPS. For each one, we explain how it works, what it costs, how it is taxed and what can go wrong, so you choose with a clear picture.
PMS
A professionally managed stock portfolio held in your own demat account, from ₹50 lakh.
- Minimum
- ₹50 lakh
- Regulator
- SEBI
SIF
SEBI's newer fund category, between mutual funds and PMS, with a minimum of ₹10 lakh.
- Minimum
- ₹10 lakh
- Introduced
- 2025 by SEBI
AIF
Privately pooled funds in private equity, credit or special strategies, usually from ₹1 crore.
- Minimum
- ₹1 crore
- Regulator
- SEBI
Bonds
Fixed-interest options including 54EC capital gain bonds, G-Secs, PSU and corporate bonds.
- 54EC lock-in
- 5 years
- 54EC limit
- ₹50 lakh per FY
Fixed Deposits
Bank and corporate FDs compared on rate, rating, tenure and deposit insurance cover.
- Bank FD cover
- ₹5 lakh per bank
- Corporate FD
- No DICGC cover
NPS
A low-cost, PFRDA-regulated retirement account with extra tax benefits for eligible investors.
- Regulator
- PFRDA
- Accounts
- Tier I and Tier II
Other Opportunities
Curated opportunities shared as they arise, only where we hold the right empanelment.
- Availability
- As they arise
- Condition
- Right empanelment
Not sure where to start?
Share your goal. We'll shortlist the options.
A 20-minute call is usually enough to know which of these fit you, and which don't.
- No obligation and no pressure to invest
- Costs, lock-ins and risks explained upfront
- Paperless KYC and onboarding