Invest · 10 solutions
Mutual Funds
Mutual fund investing for Tirupati families, one goal at a time
A mutual fund pools money from many investors and a professional fund manager invests it in shares, bonds or both, as per the scheme's stated objective. You can start with a small monthly SIP, invest a lumpsum, or set up regular withdrawals later in life. Every scheme falls into a SEBI-defined category, which makes it easier to compare like with like.
Chanakya Wealth Solutions is an AMFI-registered mutual fund distributor in Tirupati. We sit with you, understand what the money is for and when you will need it, and help you choose fund categories that fit that goal and your comfort with risk. We then stay with you for paperwork, reviews, rebalancing and redemptions, for families across Tirupati, Tirumala, Renigunta, Sri City and Chittoor, and for NRIs from the region.
SIP
Invest a fixed amount every month in a mutual fund and build wealth steadily from your salary or income.
- Start from
- ₹500 a month
- Frequency
- Mostly monthly
Lumpsum
Invest a larger one-time amount, like a bonus or maturity proceeds, in funds chosen for your time horizon.
- Minimum
- Varies by scheme
- Entry
- One transaction
STP
Park a lumpsum in a liquid or debt fund and move it into an equity fund in regular instalments.
- Source fund
- Liquid / debt
- Target fund
- Equity / hybrid
SWP
Draw a fixed amount every month from your mutual fund investment, while the balance stays invested.
- Payout
- Monthly/quarterly
- Amount
- You choose
ELSS
Equity mutual funds with a 3-year lock-in that qualify for Section 80C deduction under the old tax regime.
- Lock-in
- 3 years
- Equity share
- Min. 80%
Equity Funds
Funds that invest mainly in company shares, suited to long-term goals and investors who can handle ups and downs.
- Equity share
- 65% or more
- Time horizon
- 5 to 7+ years
Hybrid Funds
Funds that mix equity, debt and sometimes gold in one scheme, for a smoother ride than pure equity.
- Assets
- Equity + debt +
- Time horizon
- 3 to 5+ years
Debt Funds
Funds that invest in bonds and money market instruments, for short-term money, emergency funds and stability.
- Holds
- Bonds, T-bills
- Time horizon
- 1 day to 3+ years
Index Funds
Low-cost funds that simply copy a market index like the Nifty 50, instead of picking stocks.
- Strategy
- Tracks an index
- Cost
- Lower TER
Goal-based Investing
Match each investment to a specific goal, amount and date, so you know what every rupee is for.
- Starts with
- Your goals
- Adjusts for
- Inflation
Not sure where to start?
Share your goal. We'll shortlist the options.
A 20-minute call is usually enough to know which of these fit you, and which don't.
- No obligation and no pressure to invest
- Costs, lock-ins and risks explained upfront
- Paperless KYC and onboarding