Commission Disclosure

Last updated: 30 September 2026

We believe you should know exactly how we are paid. This page explains it in plain language.

Who we are

Chanakya Wealth Solutions is an AMFI-registered Mutual Fund Distributor (ARN: ARN to be added). We also distribute insurance products under IRDAI registration IRDAI licence to be added.

How we are paid for mutual funds

We do not charge you a separate fee for mutual fund distribution. Instead, the Asset Management Companies (AMCs) whose schemes you invest in through us pay us commission, as permitted under SEBI regulations.

• The main form of commission is trail commission, which is paid as a percentage of the value of your investment for as long as it stays invested through us.
• Any other form of commission is received only where SEBI rules permit it.
• Commission is paid out of the scheme's expenses, which are already included in the scheme's expense ratio. It is not deducted from your account as a separate charge.
• Rates differ from scheme to scheme and from one AMC to another, and they can change over time.

Where you can see what we earned

The commission paid to us on your investments is shown in your Consolidated Account Statement (CAS), which you receive from the depositories or registrars. If you would like details of the commission rates for any scheme we have discussed with you, ask us and we will share them.

Regular plans and direct plans

Every mutual fund scheme has two plans:

• Regular plan: bought through a distributor like us. Its expense ratio includes the distributor's commission.
• Direct plan: bought directly from the AMC or through platforms that do not pay commission. It has a lower expense ratio, because no distributor commission is included.

Both plans hold the same portfolio and are managed by the same fund manager. Because of the lower expenses, a direct plan's returns are usually a little higher than the regular plan of the same scheme over time.

When you invest through us, you invest in regular plans. In return, we help you choose schemes suited to your goals, handle paperwork and KYC, help with nominations and transfers, review your portfolio with you, and support you during redemptions and claims. You are always free to invest in direct plans on your own if you prefer.

Insurance

For insurance products, we receive commission from the insurer as permitted by IRDAI. It is included in the premium you pay and is not charged separately. Details are available on request.

Our commitment

Commission should never decide which product you buy. If you ever feel a product was suggested for any reason other than your needs, please tell us, and see our Grievance Redressal page.

For questions, write to the email on our Contact page.