Plan · 7 solutions
Goal Planning
Every family goal gets a number, a date and a plan to reach it
Most families in Tirupati save well. What is often missing is a clear link between the money being saved and the goal it is meant for. A daughter's engineering seat, a comfortable retirement, a house in Tiruchanur: each needs its own amount, its own timeline and its own mix of investments.
As an AMFI-registered mutual fund distributor, we help you put a number and a date on each goal, choose suitable fund categories, and review progress every year. The goal stays fixed. The plan to reach it is adjusted as life changes.
Retirement Planning
Estimate the corpus you need, build it steadily, and turn it into a monthly income after you stop working.
- Starting point
- Monthly expenses
- Income tool
- SWP
Child Education Planning
Estimate future course fees, start a SIP early, and move the money to safety before admission year.
- Tool
- SIP
- Shift to debt
- 2 to 3 yrs before
Child Marriage Planning
Set aside money for your child's wedding in advance, so the celebration does not come at the cost of retirement.
- Budget basis
- Today's prices
- Gold option
- Gold ETF / fund
Wealth Creation
Grow long-term wealth with regular SIPs, yearly step-ups, a clear asset mix and the patience to stay invested.
- Key driver
- Time
- Step-up
- Yearly
Tax-Efficient Investing
Use ELSS, NPS, sensible holding periods and yearly gain harvesting to reduce the tax on your investments.
- LTCG exemption
- ₹1.25 lakh a year
- ELSS lock-in
- 3 years
Goal Planning
Give each goal, such as a home, car or family trip, its own bucket, amount and timeline.
- Approach
- A bucket per goal
- Short goals
- Liquid/debt funds
Cash-flow Planning
Build an emergency fund, keep EMIs under control, and get insured before you start investing for goals.
- Emergency fund
- 6 months expenses
- Emergency fund in
- Liquid funds
Not sure where to start?
Share your goal. We'll shortlist the options.
A 20-minute call is usually enough to know which of these fit you, and which don't.
- No obligation and no pressure to invest
- Costs, lock-ins and risks explained upfront
- Paperless KYC and onboarding